CNWB Legal Notices – Revised Jan, 2003

• Copyrights and other rights
• Trademark Statement
• Submissions
• No Warranties
• Links
• About US International Information
• Downloading
• Consent to Receive Records Electronically
• Paper copies of records
• Withdrawal of Consent to Receive Records Electronically
• Hardware and Software Requirements
• Contact Information
• Federal Law
• Really Legal Stuff

Copyrights, Other Rights | All rights reserved. The material on this site may not be duplicated in any fashion and may not be distributed, publicly performed, proxy cached or otherwise used, except with the prior express permission of Cyber New World Business, Inc. Copyright © Cyber New World Business, Inc.

You should assume that everything on the CNWB site is copyrighted unless otherwise noted and that it must not be used except as provided in the Rules or with the express written consent of CNWB or any third party CNWB deems necessary. CNWB neither warrants or represents that your use of the material displayed on the CNWB site will not infringe rights of third parties. Any product, service, program, or technology described on the CNWB site may be the subject of other intellectual property rights (including but not limited to copyright, trademark, or patent rights) owned by CNWB. Any such right that is not expressly licensed herein is reserved by CNWB.

Images of people or places displayed on the CNWB site are either the property of, or used with permission by, CNWB. Use of these images by you or other third parties is prohibited unless expressly permitted in the Rules or elsewhere on the CNWB site. Any unauthorized use of these images may violate copyright laws, trademark laws, the laws of privacy and publicity, and other applicable regulations and statutes.

Any product, service, program or technology described in any document published by CNWB on this site may be the subject of other intellectual property rights owned by CNWB. Any such right that is not expressly licensed hereunder is reserved by CNWB.

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Trademark Statement | The trademarks, logos, and service marks (collectively the "Trademarks") displayed on the CNWB site are registered and unregistered Trademarks of CNWB and others. CNWB™ is a registered Trademark of CNWB in the United States and other countries (trademark denotations on the CNWB site indicate federal registrations in the United States). Nothing contained on the CNWB site should be construed as granting by implication, estoppel, or otherwise, any license or right to use any Trademark displayed on the CNWB site without the written permission of CNWB or such third party that may own the Trademark. Misuse of any Trademarks, or any other content, displayed on the CNWB site is prohibited. CNWB aggressively enforces its intellectual property rights, including via civil and criminal proceedings.

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Submissions | Apart from your personal information (which is addressed in the Privacy Policy), any communication or material you send to the CNWB site, electronically or otherwise, including but not limited to data, questions, comments, suggestions, or submissions is and will be treated as non-confidential and non-proprietary. Anything you send to the CNWB site may be used by CNWB for any purpose including but not limited to reproduction, transmission, disclosure, publication, broadcast, and posting. By submitting material to CNWB.com, you irrevocably transfer and assign to CNWB, and forever waive and agree never to assert, any copyrights, "moral" rights, or other rights that you may have in such material. CNWB is free to use, without obligation of any kind, any ideas, concepts, techniques, or know-how contained in any communication you send to the CNWB site for any purpose whatsoever, including but not limited to developing, manufacturing, and marketing products and services.

By using this site, you may submit, or CNWB may gather, certain limited information about you and your usage of the site. Subject to the terms of the Privacy Policy, CNWB is free to use such information for any purpose it deems appropriate.

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No Warranties | There is no warranty that any information or service provided or referenced by this site is either merchantable or accurate, that such information or service will fulfill any of your particular purposes or needs, or that such information or service does not infringe on any third party rights. Except for any express warranties stated on this site, if any, the information and services provided or referenced on this site are provided "as is" and with all faults, and the entire risk as to satisfactory quality, performance, accuracy and effort is with the user.

That means that while CNWB uses reasonable efforts to include accurate and up-to-date information on the CNWB site, CNWB makes no warranties or representations as to its accuracy. CNWB may periodically add, change, or improve any of the information, products, services, programs, and technology described on the CNWB site without notice. CNWB assumes no liability or responsibility for any errors or omissions in the content of the CNWB site.

In fact, your use of the CNWB site is at your own risk. Neither CNWB nor any other party involved in creating, producing, or delivering the CNWB site is liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your access to, or use of, the CNWB site. For example, CNWB assumes no responsibility for, and will not be liable for any damages to or any viruses which may affect your computer equipment or other property on account of your access to, use of, or downloading from, the CNWB site. Please note that some jurisdictions may not allow the exclusion of implied warranties, so some of the above exclusions may not apply to you.

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Links | CNWB has not reviewed all of the sites which are linked to the CNWB site, and the fact of such links does not indicate any approval or endorsement of any material contained on any linked site. CNWB is not responsible for the contents of any site linked to the CNWB site; your connection to any such linked site is at your own risk.

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U.S., International Information | Most of the information on the CNWB site applies internationally, but a significant amount of information applies only to certain countries or regions. For instance, if you see the following indication in connection with information on the CNWB site:

The information on this page applies to businesses in the U.S.

then that information applies only to businesses operating in the U.S. If you live outside of the U.S., the fact that you have access to such U.S.-specific information does not mean that such information applies or ever will apply to your country or region. Although CNWB tries to mark all country- and region-specific information with this form of indication, it does not warrant or represent that all information without this indication applies internationally. You should check the applicability of any information on this site to you or your organization.

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Downloading | Unless otherwise specifically indicated, you may download material displayed on the CNWB site for personal, non-commercial use only and you may not distribute, modify, transmit, use, or reuse any of the contents of the CNWB site for any public or commercial purpose without the written consent of CNWB or any third party CNWB deems necessary. You must retain all copyright and other proprietary notices on downloaded and/or copied material. Any copy of material from the CNWB site you make and distribute for any purpose must also include these Rules

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Consent to Receive Records Electronically | When you sign up for any program offered by CNWB ("CNWB," "we" or "us"), you consent to receive any privacy or other notices, agreements, disclosures, reports, documents, communications, or other records (whether or not related to the program you signed up for) from CNWB electronically. You consent to receive such records electronically in either or both of the following ways: 

A. We may post the record on the CNWB web site www.cyberagecard.com/privacy.html or the web site for the specific CNWB program you signed up for. 

B. We may transmit the record to you by email. 
All records provided to you electronically will be deemed to be "in writing." 

If you do not wish to receive records from CNWB electronically, you will not be permitted to sign up for a CNWB program. 

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Paper Copies of Records. | CNWB reserves the right to provide records in paper format at any time. You agree, however, that CNWB is not required to provide you with records in paper format. If you want to retain a paper copy of any records provided electronically, you should print a copy from your computer. 

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Withdrawal of Consent to Receive Records Electronically | If you have signed up for one of our programs, but decide that you no longer wish to receive records from CNWB electronically, you must withdraw from the applicable CNWB programs you have joined. To inform us of your choice to stop receiving records electronically and withdraw from a program, visit www.cyberagecard.com/contact.html. There is no fee for withdrawing from a CNWB program unless otherwise stated in the agreement applicable to that program. 

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Hardware and Software Requirements | In order to receive records electronically from CNWB, you must have: 
An Internet browser, such as Internet Explorer 4.0 or greater or Netscape Navigator 4.0 or greater; 
An email account and email software; 
A personal computer, operating system and telecommunications connections to the Internet capable of supporting the foregoing; 
Sufficient electronic storage capacity on your computer's hard drive or other data storage unit; and 
A printer that is capable of printing from your browser and email software. 

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Contact Information | If your email address or other contact information changes, please contact us or call 1-800-781-0080 for a customer service representative, M-F 8am-6pm or Sat 8am-5pm (PST) 

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Federal Law. | You acknowledge and agree that your consent to receive records electronically is being provided in connection with a transaction affecting interstate commerce that is subject to the federal Electronic Signatures in Global and National Commerce Act, and that we both intend that the Act apply to the fullest extent possible to validate our ability to conduct business with you by electronic means. 

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Really Legal Stuff | The Rules will be governed by and construed under the laws of the State of California, excluding only its conflict of law provisions. Each party to the CNWB site Rules hereby submits to the exclusive jurisdiction of the courts within the State of California, and waives any jurisdictional venue or inconvenient forum objections to such courts.

Any failure by CNWB to enforce any of its rights under the Rules or applicable laws shall not constitute a waiver of such right. If any provision of the Rules is found by a court of competent jurisdiction to be invalid, you, CNWB, and the court shall endeavor to give effect to the intent reflected in that provision, and the remaining Rules provisions shall retain their full force and effect.

United States and foreign export control laws regulate the export and re-export of technology originating in the United States and such foreign countries. You will abide by these laws and regulations as applicable and will not transfer, directly or indirectly, by electronic transmission or otherwise, any content or software from the CNWB site to or from any countries or foreign nationals in violation of such laws or regulations.

Please also read over the CNWB site Privacy Policy. If you have any questions, comments, criticisms, or complaints about CNWB.com, please feel free to email us.

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